4 Buyers Real Estate

Starting from square one

At 4 Buyers Real Estate, we practice the Stress Reduction Method of home buying.

Make the decisions that can be made ahead of time. It saves you time and stress. The least stressful way to buy a home is to check out the community, the commute, and your finances before ever stepping foot into a property for sale. (If you are already house-hunting, take a breath and get to work on this.)

Once you find a property, you need to concentrate on getting the best deal on it. You add stress if you also need to then rush to figure out if the location is good, the schools are good, the commute is good and so on.

Figure out what locations work, so you can limit your search to your favorite areas. That saves you time and keeps you from finding a nice house in the wrong place. Using on-line sources, a phone, and some shoe leather, you can answer some of the bigger questions that come up before you are faced with deciding about a particular house.

1. Check out the town services and community events.
2. Check out the transit, walking and commute.
3. Check out the schools.
4. Spend time “test driving” towns you think you may want to move to, if you are not  familiar with them.

Determine your spending limits, monthly payments, and your chances for finding a good place in your price range.

1. Talk to two lenders.  Find out what you can borrow.  Use this to calculate the monthly payment expected based on that loan, including tax and insurance.
2. Calculate your price range, based on your monthly payment goal.
3. Use the MLS to determine where your budget will match with properties that suit you and your family. We can sign you up to search with us. We can also send you an email with properties which have already sold in your range.
4. If your spending power is enough to succeed, and you are looking where we work, what are you waiting for? Call or write us!
5. Then apply for a loan, fully.