Loren Shapiro

When should I apply for a mortgage pre-approval?

Mortgage pre-approval is needed in order to make an Offer in our area. Anyone without a pre-approval appears disorganized, at best, and is likely to be written off by a seller as not worthy of consideration, at worst. The first question from a seller or seller’s agent about an offer is “How much?” The second

By Rona|2024-02-20T08:31:56-05:00February 21st, 2024|Categories: buying process, Mortgage matters|Tags: credit score, Loren Shapiro, mortgage, preapproval|

Are you Making a Mistake by Refinancing?

Given the historic lows for interest rates, it’s a good time for homeowners to review their mortgage information. It’s easy to get excited by low rates, but everyone should evaluate a new loan based on their current financial situation as well as their long-term goals. Do the math to make a better decision on refinancing