Don’t take your good credit rating for granted. Good-to-excellent credit takes attention. It takes knowledge. It takes perseverance. It takes action. Monitoring and actively protecting one’s credit should be a regular part of their everyday life. One cannot assume that their credit is fine. They need to proactively protect and constantly observe and monitor their
If you are thinking of buying a house or condo, your credit score matters. A low score can Cause you to be unable to get a conventional mortgage. Drive up the price of your mortgage, because you are a higher-risk borrower. Sudden changes in your credit score, after you apply, can cause your mortgage to
If you have a new year’s resolution to buy a house in 2015, here are some things you can do to smooth the path to getting a mortgage. The paperwork does not have to be overwhelming, if you are prepared. Avoid – unless absolutely necessary • Don’t transfer funds between accounts within 30 days of