House Hunters Blog

Applying for a mortgage pre-approval and your credit score

Mortgage pre-approval is needed in order to make an Offer in our area. Anyone without one appears disorganized, at best, and is likely to be written off by a seller as not worthy of consideration, at worst. The first question from a seller or seller’s agent about an offer is “How much?” The second is

By |2022-07-06T10:10:44-04:00July 13th, 2022|Categories: buying process, Mortgage matters|Tags: , |

The Big Company Recruiters Don’t Get It

A few times a year, a real estate headhunter calls me to ask if my team wants to join their designated agency company. (I’ll explain “designated agency” later). Recruiters are mostly very good at their job, not just reading a script. Their job is to get my team to move with me to their company

By |2022-07-03T10:43:52-04:00July 6th, 2022|Categories: Exclusive Buyer's Agents, Market data and conditions|Tags: , , |

Buy a Condo for a College Student?

Boston is a college town. In June and July, I get calls from parents who are thinking about buying a condo here, so that their college-aged child can save on rent. This is known as a “kiddie condo.” Sometimes, it makes sense. Most of the time, it does not. Condo Pros: If the mortgage is

By |2022-06-27T10:00:29-04:00June 29th, 2022|Categories: condo issues, House Hunting|Tags: , , , , , |

Indoor Plants That Can Improve Air Quality

As houses become more energy efficient, they circulate less air with the outdoors. We used to call that “leaking air”, as if it were a bad thing. But the downside of energy efficient houses is indoor air pollution.  Can plants help keep your indoor air cleaner? Yes, they can! As allergy season (hopefully) wains and

By |2022-06-07T12:42:22-04:00June 15th, 2022|Categories: Happy Home Ownership, Health and safety|Tags: , , , |

Property Tax, Interest Rates, and Your Monthly Payment

What can cause your pre-approved mortgage to fail, last minute, in 2022? Property tax and interest rates. If you are borrowing the full amount of your pre-approved mortgage, you need to check the total monthly cost of a property before you make an offer. Your lender pre-approved you based on a typical property tax and

By |2022-06-07T09:37:11-04:00June 8th, 2022|Categories: Money and finance, Mortgage matters|Tags: , , , , |

Easy Fixes that Improve Indoor Air Quality

You can improve indoor air quality by routinely addressing sources of dust and mold. The more we insulate our houses  against winter cold and summer heat, the less air leaks between the house and the great outdoors. Pollen and dust that gets into the house stays there, unless you pay attention to it. Areas that

By |2022-05-18T11:16:04-04:00June 1st, 2022|Categories: Energy efficiency, Happy Home Ownership|Tags: , , , , , , |

5 recommended insurances not always in a homeowners policy

Real estate must be insured before a lender will close on a mortgage. First time house buyers need to buy homeowner’s insurance before closing on their property and have the policy approved by the lender before closing. If they buy a condo, the condo association has already chosen the insurance and is paying for it

Don’t Believe the Real Estate Hype Article, Spring 2022

In February, the Boston Globe published a hyperbolic article about the housing market and how it favored sellers. This is not news. This is advertising that justifies the continuation of seller-centered market practices.  I answered it on this blog. Sometimes I am terribly naïve. I thought that was the annual “scare the buyers” article. But,

By |2022-06-03T12:20:56-04:00May 18th, 2022|Categories: Uncategorized|

Finding a buyer’s agent: interview questions

What is an exclusive buyer’s broker and what is not When we say “exclusive buyer’s agent,” we mean an agent who works in a company that always supports buyer’s in their quest for the best property at the best possible price, without exception. Exclusive buyer’s agents, like us, never represent sellers who are trying to