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Happy happy

 Yule was Sunday. Hanukkah ends at nightfall tonight (last candle last night.) Christmas eve tonight, into Christmas tomorrow. Kwanzaa, begins on Friday and runs through January 1. New year, 2015, begins January 1. Enjoy any or all, safely, warmly, in your home or someone else’s. (and here's the fireplace you always wanted!)      

By |2024-11-18T17:05:50-05:00December 24th, 2014|Categories: remove, Uncategorized|

Year in review: Successful Buying in a Seller’s Market

We are pleased for our clients who have bought in 2014. They bought a house or condo in eastern Massachusetts without bidding wildly over asking price or throwing away their rights. Many had to make multiple offers before getting one accepted. But, in the end, they got the best property they could at the best

By |2024-11-18T17:05:39-05:00December 17th, 2014|Categories: About 4 Buyers RE, House Hunting, Negotiating, remove|Tags: , , |

Where can you double your giving this season?

4 Buyers Real Estate is supporting GivingTuesday with a $500 matching donation offer. Donate on Giving Tuesday. Write to [email protected] and [email protected] to say what you donated. (that's how we're keeping track) We are donating in support of 14 non-profits in our city. CORES, Inc The non-profit organization called Community Organization of Refugees from El

By |2024-11-18T17:03:42-05:00November 26th, 2014|Categories: About 4 Buyers RE, Living Local, remove|Tags: , |

Borrowing for people with a median income

In the ever-changing world of mortgage lending, it is good to see something getting less complicated, instead of more complicated. Massachusetts Housing Partnership has updated their mortgage offering with what they are calling ONE Mortgage. The old way to secure a low down-payment mortgage was with what was called a “soft second” mortgage.  That second

By |2024-11-18T17:03:25-05:00November 19th, 2014|Categories: Mortgage matters, remove|Tags: , , |

What costs $10,000 to repair and what costs $100?

When I am looking at properties in the metro-Boston area, it is impossible to judge their value without considering the cost of repairing and maintaining them. It is way too easy to be wrong, when getting specific about repair costs. When a problem begins, it is much cheaper to repair than the same problem left

By |2024-11-18T17:00:16-05:00October 29th, 2014|Categories: House Hunting, Problems and repair, remove|Tags: , |

Smarter house searches

I started working in real estate in the Stone Age. Well, actually, it was the Paper Age. In 1991, I was the only agent I knew who read the Multiple Listing Service (MLS) data at home from my computer. Now, everyone has MLS on their home computer, agents and the public. The access to listings

By |2024-11-18T16:58:42-05:00September 24th, 2014|Categories: House Hunting, remove|Tags: , , , , , , |

Up 77.8%

When I was thirteen or fourteen, I had a button that read, “If you can’t dazzle them with your brilliance, baffle them with your bullshit.” That works in middle school, but I grew out of it. Some of my peers didn’t. Because my clients and I sign into open houses with my email address, I

Debunking myths about the current housing market

“…according to the National Association of Realtors, homeownership rates among those 35 and younger is 36%--the lowest level since 1982…” NAR is concerned that this figure is so low. Nationally, it may be unusually low. They say there are myths making this so. I think there are good reasons for it. Entry level housing is

Should you use a HELOC to buy in the post-bubble economy?

People who already own one house or condo who are looking to buy a bigger place (trade-up) or a smaller/cheaper place (downsize, right-size, or down-cost) are at an advantage now that the market has recovered. Whatever your equity position was in 2008, it is better today. That allows some owners to get enough liquidity to